Wells Fargo Advisors, LLC

 

 

The Phelan-Difley Advisory Group of Wells Fargo Advisors, LLC, is a premier wealth management group serving Clients in over twenty states nationwide. 

 

Donna M. Phelan, MBA is First Vice President – Investments.  Malinda S. Difley, MBA, is a Financial Consultant and CERTFIED FINANCIAL PLANNER™ professional.   With over twenty-five years combined experience, we are here to help you achieve:

 

·        Capital Preservation

·        Tax Management*

·        Retirement Planning

·        Estate Planning*

·        Education Funding

·        Investment Expertise

 

You are important to us. We value our relationship with you and are fully invested in your success.  We are here to help you safeguard your nest-egg while optimizing your return. 

 

With a heritage of Client service, we have built our business on Client referrals.  Thank you for the trust you place in us.  You can count on the highest level of professionalism in serving your financial goals.  Please use us as a resource and feel free to call us with your questions.  We are here for you.

 

 

* Wells Fargo Advisors is not a legal or tax advisor.

 
Calculators

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

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Newsletters

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

ETFs for the Conservative Investor

The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

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