Wells Fargo Advisors, LLC

 

 

The Phelan-Difley Advisory Group of Wells Fargo Advisors, LLC, is a premier wealth management group serving Clients in over twenty states nationwide. 

 

Donna M. Phelan, MBA is First Vice President – Investments.  Malinda S. Difley, MBA, is a Financial Consultant and CERTFIED FINANCIAL PLANNER™ professional.   With over twenty-five years combined experience, we are here to help you achieve:

 

·        Capital Preservation

·        Tax Management*

·        Retirement Planning

·        Estate Planning*

·        Education Funding

·        Investment Expertise

 

You are important to us. We value our relationship with you and are fully invested in your success.  We are here to help you safeguard your nest-egg while optimizing your return. 

 

With a heritage of Client service, we have built our business on Client referrals.  Thank you for the trust you place in us.  You can count on the highest level of professionalism in serving your financial goals.  Please use us as a resource and feel free to call us with your questions.  We are here for you.

 

 

* Wells Fargo Advisors is not a legal or tax advisor.

 
Calculators

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

Why You Want to Know How Much Your Business is Worth

An up-to-date valuation may seem like an unnecessary expense for a small business, but it could prove to be invaluable to achieving long-term goals. Knowing the current value of a business can affect how an owner might approach everything from retirement to estate conservation to a succession strategy.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

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